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 Post subject: Needed to vent a little!
PostPosted: March 4th, 2013, 11:56 am 
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Wood Duck
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Location: Pisgah, Al
I am normally an easy goining person, here to help anyone and do anything I can for others in need. I have worked on an ambulance since I was 19, and joined a voulnteer fire department when I was 15. I have held a stedy job since I was 15 also. As far as I know I have hardly ever been sick and have tried not to burden other people with my problems. I have prayed for other when they ask, and sometimes even when they dont ask. I am not saying all of this to toot my own horn, only to share my terrible expreince. Friday I severly injured my thumb while "working" a side job to help a friend of mine and make a little extra cash. Getting hurt was no big deal. I just chalked it up as one of those things and pushed on. This morning while at my nromal job I made a call to Dr. Hamindains office to schedule an appointment for a specialist follow up becasue I have an open fracture to my thumb that has stitches. They worked me in which was nice of them because... I have a busy work schedule this week. I arrive to there office, and fill out all the paperwork nessecery to see the Dr. When I return to the window I was ask to pay my copay. I told the lady that I didnt have any form of payment with me because my wife had the check book and card, and ask them to bill me. Then they politly notified me that because I could not pay my copay on the spot, that I could not be seen. Now if I had not had a job, nor had normal working mans insurance, and came to the office with nothing but medicaid or some other handout insurance I would have been seen with out haveing to pay a dime. This is what our Country is turning in to. I am so dissabpointed rite now at how I was treated. I just thank God that I dont rely on the things of this world to get me by.

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PostPosted: March 4th, 2013, 1:03 pm 
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Harlequin Duck
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I feel your pain brother!!!!! Hang in there, and always do what is right (according to God, not man)

You should have been with me Friday at the Post Office!!!!! I had to wait in line about 15 minutes to receive a priority mail package.
All I will say is, Friday was the first of the month and I saw way more than I should have!!! I was not happy when I left there! I am all for helping someone in need (ask anyone that knows my wife and me) but, I am totally against the way people are taking advantage of the system! There has to be balance in everything!!!

People say, "you're not using a Christian attitude" if you think these people should not be helped!
Well, the Bible is clear that a man should work for what he receives!

1 Thessalonians 4:11-12
And to aspire to live quietly, and to mind your own affairs, and to work with your hands, as we instructed you, so that you may walk properly before outsiders and be dependent on no one.

Proverbs 6:10-12
A little sleep, a little slumber, a little folding of the hands to rest, and poverty will come upon you like a robber, and want like an armed man. A worthless person, a wicked man, goes about with crooked speech,

Proverbs 12:24
The hand of the diligent will rule, while the slothful will be put to forced labor.

Proverbs 6:6-8
Go to the ant, O sluggard; consider her ways, and be wise. Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.

Proverbs 13:4
The soul of the sluggard craves and gets nothing, while the soul of the diligent is richly supplied.

Proverbs 12:11
He who tills his land will have plenty of bread, But he who pursues vain things lacks sense.

2 Thessalonians 3:10
For even when we were with you, we gave you this rule: “The one who is unwilling to work shall not eat.”

There are plenty more!!!!

Again, I think as Christians we should be the first to help someone in need!!!!! But, also to remind people that laziness is no excuse!!!!!!

Even God worked!!! And gave us an outline of how we should structure our week!

Genesis 2:2
By the seventh day God had finished the work he had been doing; so on the seventh day he rested from all his work.

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How many are your works, LORD! In wisdom you made them all; the earth is full of your creatures. Psalm 104:24
I will sing to the LORD all my life; I will sing praise to my God as long as I live. Psalm 104:33


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PostPosted: March 4th, 2013, 1:04 pm 
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Banded Black Duck
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It is unfortunate, but I understand where they are coming from. It is an unfortunate situation, but most people do not like to pay for things that they need, and when they are given credit for this, they very seldom like to pay or to pay on time.

If it is an item that they want, then they know that they must make pay arrangements up front.

I know first hand about this. I own a small engineering firm, and when I do work for people, they do not get they final product until they are paid up in full. They get what they wanted, and I am paid up as I want to be. Recently, I tried to help out a guy that I have done work with in the past. I did some design and sealing for him for his client to get them both out of a jam. Now that the client is out of the jam, he is not so eager to pay either one of us. Lies have been flying for the past two weeks...."check is in the mail"....etc. Still havent gotten paid...

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PostPosted: March 4th, 2013, 2:43 pm 
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Canvasback
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I can see both sides on this issue. I am an attorney, a sole practitioner. I have an office, a secretary, and a paralegal. It is very expensive just to keep my office up and going. Before I can receive a paycheck I must cover the office overhead (power, water, mortgage, insurance, payroll, janitorial, etc.) then my paycheck gets used for my household! Promises don't pay my bills. I can make all the promises in the world BUT if I don't pay the power bill I am sure I will be working by candlelight.

I have numerous requests from prospective clients who wish to make payments for my legal services. I have worked out payment plans with some clients in the past however, I have had the misfortune of being forced to sue a couple of clients for my fees. That being said, I am paid-in-full up front before any legal services are performed. Individuals will promise to pay while they are needing your services but as soon as you get the issue(s) resolved many seem to forget to pay and often ignore numerous monthly invoices.
Therefore I collect my fees while the tears are flowing!

Now, as far as the doctor's visit...those doctors are an arrogant bunch! He should have seen you.

Lonnie Spann


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PostPosted: March 4th, 2013, 3:02 pm 
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Wood Duck
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Location: Pisgah, Al
I understand that a person has to make a living, and I am good with having to pay up front for services rendered. My point is this. I had insurance. My insurance would have given the Dr. thousands of dollars regardless of what I woul have paid "thats why I pay a insurance bill every week". I know the copay was my part and I would have gladly paid it, but even if i couldnt have, the Dr would have recived more that enough money to cover the cost of my visit. He could have seen me even if it was to just reassure me that I am not gonna loose my thumb. But on the other had maby I can get some kind of dissabillity from this and then I can get obama care to pay my Dr bills. Then I would be sure to get seen. NOTTTTT!!!! :soap

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For the wages of sin is death, but the gift of God is eternal life through Jesus Christ our lord. (Romans 6:23)


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PostPosted: March 4th, 2013, 4:36 pm 
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Canvasback
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As lonster said you can't make a living off promises! It's the Patients responsibility to know what to pay and to have payment. You guys have no idea the number of people who don't pay! Keep in mind malpractice insurance nurse salaries tech salaries power bill lease property etc.. If its an emergency you go to the ER they have to see you


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PostPosted: March 4th, 2013, 4:38 pm 
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Canvasback
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An office visit an md get probably 65 from insurance although they bill 250


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PostPosted: March 4th, 2013, 4:59 pm 
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Pintail
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Location: Semmes, AL
5Dollar hit the nail on the head.

I manage a collection agency who specializes in medical collections. I can tell you with certainty… the people who will “gladly pay their portion” after the fact are the minority. People take the mentality that “the doctor has already collected so much from my insurance company that he/she should just write off my $30 co-pay.”

Here are some real numbers for everyone to consider. A typical ER visit to one of the local hospitals we represent costs $323.00 for the doctor to examine the patient.
Medicaid will pay $62.00 & the doctor must write off the rest.
Medicare will pay $47.00 & the doctor must write off the rest.
Blue Cross typically pays about $103 and the remainder is a write off (less co-pay).

A $25 or $30 co-pay seems like a “drop in the bucket”, but when you compare it to the actual insurance payouts, it can be 30-50% of the total recovery for the doctor.

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PostPosted: March 4th, 2013, 6:22 pm 
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Wood Duck
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Location: Pisgah, Al
Look. I been in the medical field for a long time and have I yet to see a Dr. suffering from all the money they are loosing. But still I'm not mad at the Dr as much as I am the society we live in where the working class is punished for their success and the bums are rewarded for their sluggardness

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For the wages of sin is death, but the gift of God is eternal life through Jesus Christ our lord. (Romans 6:23)


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PostPosted: March 4th, 2013, 7:06 pm 
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Harlequin Duck
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wjeffery333 wrote:
Look. I been in the medical field for a long time and have I yet to see a Dr. suffering from all the money they are loosing. But still I'm not mad at the Dr as much as I am the society we live in where the working class is punished for their success and the bums are rewarded for their sluggardness


This is how I understood your post. I agree fully that we should pay our debts. If someone performs a service for us, we should compensate them. However, I am frustrated with the laziness and "I expect a handout" mentality that is becoming more and more prevalent in our country! Again, there needs to be a balance!

_________________
How many are your works, LORD! In wisdom you made them all; the earth is full of your creatures. Psalm 104:24
I will sing to the LORD all my life; I will sing praise to my God as long as I live. Psalm 104:33


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PostPosted: March 5th, 2013, 9:40 am 
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Banded Black Duck
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wjeffery333 wrote:
Look. I been in the medical field for a long time and have I yet to see a Dr. suffering from all the money they are loosing. But still I'm not mad at the Dr as much as I am the society we live in where the working class is punished for their success and the bums are rewarded for their sluggardness


You forgot your checkbook.....they told you no. I dont understand the gripe. :?: :?:

Wal-Mart is not going to let you out with merchandise and a promise of payment....Neither is McDonalds or Kmart or the Feed store??? :scratch

Your attitude of the Dr. should be happy with what they get in insurance and they make plenty of money without your copay is kind of similar to the current Federal administration and the "sluggards" that you refer to.

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PostPosted: March 5th, 2013, 9:58 am 
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Harlequin Duck
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Ok why not just talk to a doc next time you drop a patient off at the ER? I mean if you have worked for an ambulance co for so long then you should have a good relationship with the hospital staff in your area. I don't understand your complaint. Your mad that some people get some form of aid or some people don't work and get stuff handed to them but at the same time you wanted it handed to you. Could you not have called your wife, family, friend, coworker to come by with the co-pay. Was it co-pay or deductible?


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PostPosted: March 5th, 2013, 10:52 am 
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Canvasback
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Well I guess you arent getting the sympathy you were hoping for here! Tough luck man they're just going by the book I reckon.


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PostPosted: March 5th, 2013, 11:03 am 
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Canvasback
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free78 wrote:
Ok why not just talk to a doc next time you drop a patient off at the ER? I mean if you have worked for an ambulance co for so long then you should have a good relationship with the hospital staff in your area. I don't understand your complaint. Your mad that some people get some form of aid or some people don't work and get stuff handed to them but at the same time you wanted it handed to you. Could you not have called your wife, family, friend, coworker to come by with the co-pay. Was it co-pay or deductible?


X2, plus might just be your doctors office. Mine in grant sends me the bill in the mail if I don't have the cash on me.

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PostPosted: March 5th, 2013, 12:54 pm 
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Wood Duck
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Location: Huntsville, AL
We "expect" rightfully or not that a doctor is there to help. Not that he is running business with all the expenses associated with running a business. If you had a relationship with the doctor (i.e. had been going to them for years) and they treated you this way I would find another doctor. We have a way to vote. It is with our $$. IF are new to the practice then you need to suck it up. They can't trust you more than anyone else for that matter.

I pay my bills, but when I walk in off the street they don't know that more than anyone else for that matter. One of my best friend's wife is a doctor. He is says that only 30% of the copays they bill ever get paid. It is a pretty big hit to their bottom line. Most say I am well and I need that money for ........

I hate that people can't do business with a hand shake! My Grandfather taught me your word is your life. If your word isn't worth anything than neither is your life.


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PostPosted: March 5th, 2013, 3:34 pm 
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Wood Duck
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I dont think I came to a whine and grip forum looking for sympathy. If I was doing that I would have called Obama. As far as any other of the comments I never felt like I was saying that I needed to be treated any different than any one else. Yes I got upset because they couldnt send me a bill. But I am upset because the thought hit me that I try to do thigns the right way, and earn my living but other can live off of the money that I make (and you also) and it seems to me they get treated better. Come on guys you act like I stepped on your toes by calling out one of the many problems in our country. And no I didnt know this Dr. and even if I did, it shouldnt make a difference, why should I be treated any different than the next hard working person who comes to there office.

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For the wages of sin is death, but the gift of God is eternal life through Jesus Christ our lord. (Romans 6:23)


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PostPosted: March 5th, 2013, 4:15 pm 
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Canvasback
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wjeffery333 wrote:
I dont think I came to a whine and grip forum looking for sympathy. If I was doing that I would have called Obama. As far as any other of the comments I never felt like I was saying that I needed to be treated any different than any one else. Yes I got upset because they couldnt send me a bill. But I am upset because the thought hit me that I try to do thigns the right way, and earn my living but other can live off of the money that I make (and you also) and it seems to me they get treated better. Come on guys you act like I stepped on your toes by calling out one of the many problems in our country. And no I didnt know this Dr. and even if I did, it shouldnt make a difference, why should I be treated any different than the next hard working person who comes to there office.



But you've got to understand that yes you may be the most honest person in the world and have full intentions of paying the bill, but how does the person taking your payment know that about you? They could have labled you as one of the folks looking for a handout that your talking about. There's just no way of knowing for sure what kind of a person someone is.


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PostPosted: March 5th, 2013, 4:55 pm 
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Harlequin Duck
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So you went to a doctor that you had never been to and expected to not pay your copay or wanted them to bill you instead. If it was your primary physician then I could almost sorta kinda maybe I guess understand a little frustration. You went into a business and asked for service without pay plain and simple. Why not just ask a doc at the ER to look at it next time you drop off a patient? If you have been in the medical field for as long as you say then you understand why you was not seen and should have known not to go without your copay.


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PostPosted: March 5th, 2013, 6:25 pm 
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Wood Duck
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I have been around this site long enough to have some pretty thick skin and know how people are here. That's why I posted the gripe. Yes I have been in ems as long as I say I have trust me its not something I need nor want to chest bump about. You are still missing the point. I was frustrated at the way our country is being run because of a situation I experienced and I came to the whine and gripe forum to whine and gripe. Thanks for your differences in opinions I respect that. A lot of men have fought and died for each and every one of us to have a right to be wrong if we want to. So I will let it be and feel better about the fact that I have let my opinion be heard. :drink

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